Public Adjuster Writings
Cybersecurity Basics In the modern world, a cyberattack isn’t a movie plot anymore—it is a common risk that every business faces. If the technical talk feels overwhelming, you can simplify your defense into three basic steps: checking your locks, keeping a spare key, and having the right insurance. The first
Xactimate vs. Symbility Estimating and Pricing Differences Gone are the days when a contractor and an insurance agent could settle a claim with a simple “gentleman’s handshake” and a rough estimate on a napkin. Today, insurance companies have become major penny-pinchers. They won’t pay out a dime unless you can
Advice For People With Water Damage From A Freeze Or Winter Storm Winter brings a high risk of frozen pipe bursts, which can flood a home with hundreds of gallons of water in minutes. At Manhattan Public Adjustment, we see this damage often, but much of it is preventable with
How to Prevent Pipe Freezes in Your Home or Business Why Frozen Pipes Are So Dangerous Understanding how to prevent pipe freezes starts with knowing why they’re so destructive. Pipes freeze when water inside them turns to ice. As ice forms, pressure inside the pipe skyrockets—from about 40 PSI to
How to File a Major Property Insurance Claim (And the Critical Decision You Must Make Before You File) Have you recently suffered major damage to your home or business from a fire, water loss, or other catastrophic event? If so, you’re likely overwhelmed—and unsure where to start. This guide explains how
How to Maximize Your Water Damage Claim If you’re dealing with water damage, one question matters most: how to maximize your water damage claim so you receive enough money to fully repair your property. Unfortunately, many homeowners learn too late that water damage claims are frequently underpaid. This guide explains
Freeze Damage Insurance Claim Process: What to Expect After a Frozen Pipe Loss How Freeze Damage Happens and Why It’s So Destructive Freeze damage occurs when water inside pipes freezes and expands, increasing internal pressure until the pipe bursts. Once that happens, water can flow freely for hours or even
Puff Back Damage Insurance Claim Process: What to Do After Soot Damage The puff back damage insurance claim process often starts with confusion and disbelief. You turn on your boiler for the first time of the season, everything seems fine—and then you come home to oily residue, darkened walls, and
Wind Damage Insurance Claim Process: What Property Owners Need to Know The wind damage insurance claim process often begins after a storm that appears harmless at first. Wind can arrive quietly as a breeze or violently as gusts from thunderstorms, nor’easters, tropical storms, or hurricanes. Even without rain or hail,
Water Damage and the Insurance Claim Process When You First Notice Water Damage That the first words out of your mouth are, “Well….crap.” You have just arrived home from work and you can already hear the slight sound of rushing water the moment you step into the doorway. You look